Take your age and subtract 15 years (no, that doesn't make you any younger), but it does make you feel good.
The result is how much of your 401K portfolio should be in bonds. The rest should be in stocks. So, if you are 50 years old you should have 35% of your portfolio in bonds and 65% in stocks. Of course, you can change the mix as you deem appropriate depending on if you are an aggressive, moderate, or conservative investor. My mix is for moderates and investors who want to invest and check on their 401Ks every now and then.
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