Tuesday, December 2, 2014

Philips 401K participants and investors

Philips' 401K plan has 24 investment options.  You only need to invest in 3 funds given performance at the moment so keep it simple. If performance improves across the other options we will update the allocation and you can update your allocation. Below is the stock and bond allocations for conservative, moderate, and aggressive investors.




Here is a example of how $100,000 will be invested.




To adjust your allocations to one of the models above you must logon to Vanguard and choose to rebalance.  Be sure to change your payroll elections too to match your allocation.

Finally, we are creating a newsletter specifically for Philips 401K employees and investors.  It will be available by subscription only.  Send an e-mail to acd@acdfinancial.com.

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